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My mission is to help keep mortgage consumers informed!

Blog Image, Mission, December 2018

Many mortgage brokers and other sales/service professionals keep track of numbers to measure whether we’re on track for growth year-over-year.

So, I did some math. Since becoming a broker in 2004, my team and I have successfully funded more than $920 million in mortgages. That’s a big number, and I’m proud of my accomplishments – but not only because of the monetary value. Of course, everyone has to earn a living, but I also get to help people make their home dreams come true everyday. Now, that is among my proudest accomplishments by far!

For years, I was asked to become a Team Lead and take on mortgage agents to mentor and guide. Finally, five years ago, I put together a team of mortgage professionals at the request of my then corporate head office. And, in 2017, we ranked Top 20 nationally among large teams for funded mortgage volume. Now, here’s something else I’m extremely proud of: helping my team build their individual mortgage businesses and succeed!

Where it all began

Prior to becoming a broker, I worked with two of Canada’s largest financial institutions for 15 years. During this time, I was involved in helping fund more than 5,000 mortgages totalling more than $1.4 billon. Another number I’m extremely proud about!

This combined brokering and banking experience empowers me to provide the highest level of expertise to both mortgage consumers and mortgage professionals.

Sharing what I’ve learned

My mission is to share this continual knowledge that I pick up along the way, including the many lessons I learn daily. I want to simultaneously help produce a more informed mortgage consumer while also helping raise the bar of professionalism to build more knowledgeable mortgage agents. As the saying goes, it’s better to be a master of one trade, versus a jack of all.

Through my news site,, I’ve been able to deliver and share this knowledge, while providing insight for others to share as well.

Our mission in life must be to help others

And, if you can’t help them, at least don’t hurt them. That’s from the Dalai Lama. This is one rule I always follow!

Your best interest is my only interest. I reply to all questions and I welcome your comments. Like this article? Share with a friend.

Steve Garganis: 416-224-0114;

Steve Garganis View All

As an industry insider, Steve will share info that the BANKS don't want you to know. Steve has appeared on TV's Global Morning News, CBC's "Our Toronto" and The Real Life TV show. He's also been quoted in several newspapers such as the Globe and Mail, The Toronto Star, The Vancouver Sun, The Star Phoenix, etc.

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