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Housing And Mortgage Market Insights – Roundtable Discussion



Today Wednesday, October 28th, at 11:00 am EST. I will be joined by Senior Economists, Ted Tsiakopoulos and Real Estate Sales Representative, Janelle Cameron for a round table discussion of Housing and Market Insights. With Journalist Tracy Hanes, moderating we are sure to cover some great questions. 

If you have the time, I highly recommend registering above. 


Ted Tsiakopoulos – Senior Economist/Specialist Housing Markets Policy

Ted Tsiakopoulos is a professional economist and sought after speaker with over 25 years of experience analyzing housing and financial markets. Ted has also worked as an investment counsellor on Bay Street. His analytical toolkit includes experience with both fundamental and technical analysis. Over his professional career, his commentary and research has been widely quoted across major media outlets such as Money Magazine, BNN, CTV and CBC.

Ted has devoted significant personal time to financial literacy research and education serving as chair for a number of financial literacy committees and as a consultant to Junior Achievement of Canada.Ted is currently on the Board of Directors for the Toronto Association for Business and Economics, a member of the Canadian Association for Business and Economics and a member of the LAI Land Economics Association.

Janelle Cameron – Sales Representative Remax Hallmark

Jenelle has been helping clients buy and sell real estate across the GTA for more than 15 years – earning her place among the top-performing real estate sales representatives in the Toronto Real Estate Board. Her expertise spans all markets and categories including condominiums, freehold, commercial and investment properties.

Jenelle has been named one of the top realtors in the GTA for numerous years running. And she now coaches other realtors across North America to achieve success in their respective markets.

Steve Garganis – Mortgage Broker

Steve is a Mortgage Broker who specializes in providing expert mortgage advice. As an industry insider, Steve is committed to keeping you informed and up to date with the latest in Canada’s Mortgage News. With 15 years in senior management positions at Canada’s biggest banks and over 15 years as a Mortgage Broker, Steve brings a wealth of experience and knowledge in Mortgage expertise.

He’s also the founder and editor of  A news site dedicated to providing clear and concise info the Banks don’t want you to know. Steve has appeared on TV’s Global Morning News, CBC’s “Our Toronto” and The Real LIfe TV show to share his opinions on the mortgage industry. 


Tracy Hanes – Freelance Writer and Editor

Tracy is a Freelance Writer and Editor whose work has been published in The Globe and Mail, Epoch Times, The Hamilton Spectator,, St. Catharines Standard, The Mississauga News, Welland Tribune,, Cambridge Times and more. 

Tracy continues as one of the main writers for the Toronto Star’s real estate sections, as well as other Star sections; regular contributor to Ontario Home Builder and Sustainable Builder magazines.  

If you are interested in the State of the Housing Market now and in the future, Neighbourhood and Market Trends, the Impact of Covid-19 on Mortgage Rates,  the Qualification Process, and more, join us Today.

Is the COVID-19 emergency over? An economists perspective.

I recently participated in a conference call with Scotiabank’s Chief Economist & SVP, Jean-Francois Perrault and John Webster President & CEO Scotia Mortgage Corporation.   It was good to hear real financial experts make sense of what has happened and what will most likely happen.

Here are of some of the highlights:

Continue reading “Is the COVID-19 emergency over? An economists perspective.”

Financial Outlook with Jean-Francois Perrault, Chief Economist Scotiabank

Following are the highlights from a telephone conversation with Jean-Francois Perrault, Chief Economist Scotiabank and John Webster, President and CEO Scotia Mortgage Corporation which took place on Thursday, April 9, 2020 at 4:30 p.m.

First, it’s not all bad news. While I’ll have to include some unpleasant information in order to provide a complete picture, that is not the focus.

Continue reading “Financial Outlook with Jean-Francois Perrault, Chief Economist Scotiabank”

Update from Goldman Sachs

Update from Goldman Sachs

Update from Goldman Sachs

There’s a document floating around the internet from Goldman Sachs.  Have you seen it? It’s a private client summary regarding the coronavirus.  1,500 companies dialed in to this call.  

For the record, Goldman Sachs has said the summary text was not authorized by them and it contains erroneous information which was not used during the call. Still, there seems to be a consistent message here. I wanted to share this with everyone because I do believe in much of what is being said.  Have a read. It’s a summary but a bit lengthy. I strongly recommend reading the entire summary as the message in the end is positive and is in line with historically recovery patterns.  

Continue reading “Update from Goldman Sachs”

Mortgage Rates are still trending Lower… Yes, in August!

Its Christmas! Home Sweet Home. Home Improvement And Time. Enjoy

A couple years ago, the federal government brought in some tighter mortgage qualifying rules. The ‘stress test’ was just one of several changes, but it’s definitely the most well known.

The feds wanted to slow the housing market. They also wanted to ensure that borrowers could afford the much anticipated mortgage rate hikes. Rates have to go up some time, right?! When?!

Continue reading “Mortgage Rates are still trending Lower… Yes, in August!”

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