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Housing And Mortgage Market Insights – Roundtable Discussion

In case you missed it check out the video below of our October 28th,  Roundtable Discussion on Housing and Mortgage Market Insights…

Check out our Panel Discussion with Steve Garganis (Mortgage Broker) and his guests, Ted Tsiakopoulos (Senior Economist/Specialist Housing Markets Policy) Jenelle Cameron (Sales Representative Remax Hallmark) and Tracy Hanes (Moderator – Freelance Writer and Editor)

  • Why is the housing market so hot right now?
  • What neighbourhoods and housing types are most active?
  • Are investors still active? What impact is the rental market having?
  • What is motivating the move out of Toronto? Is this a new phenomenon?
  • What forces are impacting affordability? What solutions can address this problem?
  • How has COVID-19 impacted mortgage rates? How low can they go?
  • Is it more difficult to qualify for mortgages? Who is being most impacted?
  • Where is the housing market headed? (short vs long term)


Ted Tsiakopoulos – Senior Economist/Specialist Housing Markets Policy

Ted Tsiakopoulos is a professional economist and sought after speaker with over 25 years of experience analyzing housing and financial markets. Ted has also worked as an investment counsellor on Bay Street. His analytical toolkit includes experience with both fundamental and technical analysis. Over his professional career, his commentary and research has been widely quoted across major media outlets such as Money Magazine, BNN, CTV and CBC.

Ted has devoted significant personal time to financial literacy research and education serving as chair for a number of financial literacy committees and as a consultant to Junior Achievement of Canada.Ted is currently on the Board of Directors for the Toronto Association for Business and Economics, a member of the Canadian Association for Business and Economics and a member of the LAI Land Economics Association.

Janelle Cameron – Sales Representative Remax Hallmark

Jenelle has been helping clients buy and sell real estate across the GTA for more than 15 years – earning her place among the top-performing real estate sales representatives in the Toronto Real Estate Board. Her expertise spans all markets and categories including condominiums, freehold, commercial and investment properties.

Jenelle has been named one of the top realtors in the GTA for numerous years running. And she now coaches other realtors across North America to achieve success in their respective markets.

Steve Garganis – Mortgage Broker

Steve is a Mortgage Broker who specializes in providing expert mortgage advice. As an industry insider, Steve is committed to keeping you informed and up to date with the latest in Canada’s Mortgage News. With 15 years in senior management positions at Canada’s biggest banks and over 15 years as a Mortgage Broker, Steve brings a wealth of experience and knowledge in Mortgage expertise.

He’s also the founder and editor of  A news site dedicated to providing clear and concise info the Banks don’t want you to know. Steve has appeared on TV’s Global Morning News, CBC’s “Our Toronto” and The Real LIfe TV show to share his opinions on the mortgage industry. 


Tracy Hanes – Freelance Writer and Editor

Tracy is a Freelance Writer and Editor whose work has been published in The Globe and Mail, Epoch Times, The Hamilton Spectator,, St. Catharines Standard, The Mississauga News, Welland Tribune,, Cambridge Times and more. 

Tracy continues as one of the main writers for the Toronto Star’s real estate sections, as well as other Star sections; regular contributor to Ontario Home Builder and Sustainable Builder magazines.  

If you are interested in the State of the Housing Market now and in the future, Neighbourhood and Market Trends, the Impact of Covid-19 on Mortgage Rates,  the Qualification Process, and more, check out the video above.

Steve Garganis View All

As an industry insider, Steve will share info that the BANKS don't want you to know. Steve has appeared on TV's Global Morning News, CBC's "Our Toronto" and The Real Life TV show. He's also been quoted in several newspapers such as the Globe and Mail, The Toronto Star, The Vancouver Sun, The Star Phoenix, etc.

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